General Terms and Conditions (GTC)

for training and consulting services of Marc Aurel Consulting & Investments Ltd.

Address: Gladstonos 12–14, Flat/Office 101–102, 8046 Paphos, Cyprus
Website: https://www.marcaurelconsulting.com

(hereinafter referred to as “the Company”)

Last updated: 04 December 2025

These General Terms and Conditions govern all coaching, training, and consulting services provided by Marc Aurel Consulting & Investments Ltd. (“Company”).

By submitting the order form, the client confirms that they have fully read, understood, and accepted these Terms and Conditions.

1. Conclusion of Contract

1.1 The contract is concluded once the client submits the online order form and confirms acceptance of these Terms and Conditions as well as the explicit waiver of the right of withdrawal.

1.2 The client will receive an order confirmation by email. Withdrawal is excluded (see section 10).

2. Scope of Services

2.1 The Company provides coaching, training, and professional development services, including video courses, live calls, analyses, digital content, materials, and individual support.

2.2 No specific outcome or success is owed.
Coaching does not replace therapy, medical treatment, or psychological treatment.

3. Prices and Payment Models

3.1 Clients with Existing Earned Income (Immediate Payment)

For clients who have earned income at the time of contract conclusion:

a) The price stated in the order form is due immediately.
b) Payment methods: bank transfer, Stripe, Klarna, financing partners.

3.2 Clients Without Current Earned Income (Pay-Later Model)

For clients without earned income at the time of contract conclusion:

a) The payment obligation arises upon conclusion of the contract.
b) Payment becomes due 14 days after the start of earned income.
c) A deferral surcharge of EUR 500 is charged for the payment deferral.
d) After the due date, the client may choose between a one-time payment, Klarna installments, or external financing.

4. Employment Status, Reporting Obligations, and Proof

4.1 The client is obliged to immediately inform the Company of any change in employment status, in particular the commencement of employment, service contracts, or self-employment.

4.2 Within 3 days after starting an income-generating activity, the client must provide suitable proof, in particular:

employment contract
first payslip/salary statement
written confirmation from the employer or client

4.3 Upon request by the Company, the client must provide a self-disclosure of their current status within 5 days. Suitable proof may include:

confirmations from public employment authorities (e.g. AMS, Agentur für Arbeit, Jobcenter, RAV, or equivalent authorities in the respective country)
proof of application activities
current contracts or income documentation

4.4 If the client fails to comply with cooperation obligations within the specified time, the claim shall automatically become due, regardless of the actual employment status.

4.5 Knowingly providing false information results in immediate maturity of all outstanding amounts.

5. Default of Payment and Suspension of Services

5.1 In the event of default, the Company is entitled to suspend all services. The fee remains payable.

5.2 After an unsuccessful reminder, the entire remaining amount becomes immediately due, regardless of installment or financing agreements.

5.3 A reminder fee of EUR 50 is charged for payment reminders.

5.4 Statutory default interest applies in accordance with the law of the Company’s country of domicile.

6. Confidentiality and Protection of Intellectual Property

6.1 All content provided by the Company (videos, strategies, materials, concepts) is confidential and protected by copyright. Any disclosure, publication, or use beyond personal learning purposes is prohibited.

6.2 The client may not develop their own programs, services, or offers that reproduce the Company’s content or methods in whole or in part.

6.3 The client may not solicit or poach employees, clients, leads, or contractual partners of the Company (anti-poaching).

7. Confidentiality of the Agreement and Public Statements

7.1 The terms and the existence of this agreement must be treated as confidential.

7.2 Neither party may issue press releases or public statements regarding this agreement or the transactions governed herein without prior written consent of the other party.

7.3 Any culpable breach entitles the Company to take appropriate legal action and claim damages.

8. Conduct and Duty to Cooperate

8.1 The client undertakes to provide truthful information and to actively cooperate.

8.2 Disruptive, disrespectful, or cooperation-impairing behavior constitutes a breach of contract and entitles the Company to immediately terminate services. The fee remains payable.

9. Suspension of Services

9.1 In the event of breaches of duty, refusal to provide proof, or default of payment, the Company may fully suspend service delivery without any reduction of the agreed remuneration.

10. Right of Withdrawal and Waiver (EU Directive 2011/83/EU)

10.1 During the order process, the client expressly confirms:

a) that they are generally entitled to a 14-day consumer right of withdrawal,
b) that, at their explicit request, the Company begins performance of digital services before expiry of the withdrawal period,
c) that with the commencement of performance, the right of withdrawal is fully forfeited pursuant to Article 16(m) of Directive 2011/83/EU,
d) that withdrawal or refunds are excluded.

11. Liability

11.1 The Company is liable only for intent and gross negligence.
No specific outcome or success is owed.

12. Applicable Law and Jurisdiction

12.1 The law of the Republic of Cyprus applies.

12.2 Jurisdiction for disputes lies either:

at the client’s place of residence, or
in the Republic of Cyprus.

13. Final Provisions

13.1 Amendments or additions must be made in writing.

13.2 Should any provision be invalid, the validity of the remaining provisions shall remain unaffected.